In 2022, Owen County received $304.7 million in government transfer payments, equivalent to $14,183 per capita.
These payments—which include Social Security, Medicare, Medicaid, and income maintenance—accounted for 28.7% of all personal income in the county, according to information from the Economic Innovation Group.
This marks a slight increase in the county’s reliance on government transfers compared to 2012, when such payments made up 26.2% of total income. Since then, the share has risen by 2.5%.
Government transfer payments are non-repayable funds provided by federal, state, or local governments to support individuals in need. These payments aim to stabilize economic conditions and provide financial support during hardships. Key programs include Social Security transfers (retirement benefits), Medicare transfers (healthcare for seniors), Medicaid transfers (healthcare for low-income individuals), and income maintenance transfers (financial assistance for basic needs).
In 2022, government transfers in Owen County primarily focused on older adults—such as Social Security transfers, which totaled $103 million (33.8% of all transfer income), and Medicare, which accounted for $71.2 million (23.4%)—played a significant role in the county’s overall income.
On a per capita basis, Social Security payments rose from $4,006 in 2012 and $1,159 in 1970 to $4,794 in 2022, reflecting a 19.7% increase over the past decade and a 313.6% shift since 1970.
Similarly, Medicare transfers climbed from $2,203 in 2012 and $209 in 1970 to $3,312, marking 50.3% and 1,484.7% increases, respectively.
These increases in per capita payments align with shifts in the county’s age distribution. In 2022, residents aged 65 and older made up 21% of the total population, compared to 16.1% in 2012 and 14.8% in 1970. While the senior share of the population has increased, the rise in per capita Social Security and Medicare transfers suggests that these assistance programs for older adults now require a larger share of government funding—either due to growing needs, expanded eligibility, higher benefit levels, or increased enrollment.
According to the Economic Innovation Group, total income in Owen County excluding public assistance amounted to $35,224 per capita in 2022, compared to $49,407 when government transfers were included.
Breaking down the other contributions in the county, Medicaid transfers made up $77.6 million, a 25.5% share of total income, while income maintenance programs, including assistance such as SNAP or TANF, added another $28.4 million, or 9.3% of the total.
Compared to the previous year, Owen County’s reliance on government transfers decreased by 3.6%.
Government transfers have long been a modest financial safety net, historically comprising only a small fraction of Americans’ income. However, since the 1970s—sometimes dubbed the “Great Transfer-mation”—dependency has surged from 8.2% (or $2,016 per capita in inflation-adjusted 2022 dollars) in 1970 to 17.6% (or $11,529 per capita) in 2022 nationwide.
According to the Economic Innovation Group’s analysis, these trends are not merely short-term responses to economic pressures but rather reflect a profound, long-term transformation in how government support is integrated into American life. The study illustrates that structural shifts—from rising healthcare expenses and demographic changes to stagnant wages—have significantly increased dependency on government transfers.
| County | State Rank (Per Capita Transfers) | Dependency on Transfers (%) | % Population 65+ | Social Security Transfers (%) | Medicare Transfers (%) | Medicaid Transfers (%) | Income Maintenance Transfers (%) | Per Capita Transfers ($) |
|---|---|---|---|---|---|---|---|---|
| Fayette County | 1 | 38.55% | 20.86% | 28.9% | 24.9% | 31.5% | 9.5% | $18,339 |
| Jennings County | 2 | 33.32% | 17.13% | 25.9% | 17.3% | 42.6% | 9% | $16,385 |
| Knox County | 3 | 30.19% | 18.81% | 26.3% | 21.7% | 35.5% | 8.6% | $16,335 |
| Wabash County | 4 | 31.32% | 21.93% | 33.1% | 22.9% | 29.2% | 7.5% | $16,286 |
| Grant County | 5 | 33.77% | 19.41% | 29.3% | 21.8% | 29.7% | 9.9% | $16,247 |
| Wayne County | 6 | 31.81% | 19.56% | 30% | 25.6% | 27.6% | 10% | $15,769 |
| Blackford County | 7 | 35.19% | 22% | 33.4% | 27.6% | 22.6% | 9.4% | $15,657 |
| Orange County | 8 | 33.74% | 20.76% | 29.8% | 26% | 29% | 9.3% | $15,429 |
| Jefferson County | 9 | 28.73% | 19.37% | 31.3% | 24.1% | 29.8% | 8.3% | $14,779 |
| Cass County | 10 | 31% | 18.84% | 28.7% | 23.2% | 31.9% | 9.7% | $14,761 |
| Starke County | 11 | 34.81% | 20.53% | 35.3% | 23.2% | 24.8% | 10% | $14,610 |
| Randolph County | 12 | 28.37% | 20.56% | 32.9% | 26.3% | 24.6% | 9.6% | $14,595 |
| Henry County | 13 | 31.34% | 19.62% | 32.8% | 26.2% | 25.9% | 9.2% | $14,557 |
| Vermillion County | 14 | 31.8% | 20.34% | 34.7% | 26% | 23% | 8.9% | $14,555 |
| Crawford County | 15 | 35.11% | 21% | 33.9% | 19.1% | 27.3% | 10.3% | $14,532 |
| Greene County | 16 | 28.16% | 20.19% | 31.8% | 23.8% | 26.3% | 9.2% | $14,343 |
| Lawrence County | 17 | 27.34% | 20.4% | 33.1% | 22.6% | 27.3% | 9% | $14,304 |
| Howard County | 18 | 30.13% | 19.92% | 35.6% | 25.7% | 20.7% | 10.4% | $14,280 |
| Delaware County | 19 | 31.27% | 17.58% | 30.4% | 23.8% | 27.8% | 10.2% | $14,217 |
| Owen County | 20 | 28.71% | 20.95% | 33.8% | 23.4% | 25.5% | 9.3% | $14,183 |
| Fountain County | 21 | 27.69% | 20.26% | 35.3% | 29.5% | 18.8% | 8.6% | $14,050 |
| Pike County | 22 | 29.49% | 21% | 34.6% | 23.1% | 26.5% | 8% | $14,046 |
| Brown County | 23 | 23.56% | 26.46% | 42.4% | 26.4% | 16.9% | 7% | $13,947 |
| Madison County | 24 | 29.98% | 18.74% | 33% | 26.2% | 23.8% | 10.3% | $13,933 |
| Vigo County | 25 | 30% | 17.3% | 29.4% | 23.3% | 28.4% | 10.7% | $13,809 |
| Sullivan County | 26 | 31.88% | 18.88% | 31.4% | 24.6% | 27.6% | 9% | $13,749 |
| Pulaski County | 27 | 24.9% | 21.58% | 36.7% | 26.9% | 19.8% | 9.6% | $13,695 |
| Parke County | 28 | 27.29% | 20.8% | 32.8% | 20.3% | 31.3% | 8.7% | $13,666 |
| Rush County | 29 | 24.55% | 19.54% | 33.4% | 25.8% | 24.9% | 9.5% | $13,526 |
| Scott County | 30 | 30.47% | 17.15% | 32.7% | 22.6% | 25.8% | 11.9% | $13,476 |
| Martin County | 31 | 25.47% | 21.3% | 32.9% | 24% | 24.7% | 9.4% | $13,416 |
| Vanderburgh County | 32 | 23.7% | 18.2% | 31.9% | 24% | 25.9% | 10.2% | $13,408 |
| White County | 33 | 25.26% | 21.53% | 36.6% | 27.3% | 20.1% | 8.8% | $13,295 |
| Franklin County | 34 | 23.78% | 19.87% | 38.8% | 31.8% | 15.1% | 8.2% | $13,238 |
| Clay County | 35 | 29.72% | 19.11% | 35.1% | 22.7% | 23.2% | 10.4% | $13,201 |
| Jay County | 36 | 24.47% | 18.64% | 33.6% | 26.4% | 22.7% | 10.2% | $13,193 |
| Tipton County | 37 | 25.33% | 21.98% | 39.1% | 29.6% | 16.9% | 7.7% | $13,097 |
| Union County | 38 | 26.71% | 21.1% | 32.5% | 27.3% | 22.9% | 10.2% | $12,999 |
| Huntington County | 39 | 24.99% | 18.55% | 36.6% | 25.7% | 19.8% | 8.8% | $12,827 |
| LaPorte County | 40 | 25.64% | 19.46% | 35.4% | 26.7% | 19.9% | 10.9% | $12,820 |
| Shelby County | 41 | 24.45% | 18.69% | 34.7% | 25.7% | 22.9% | 9.2% | $12,813 |
| Lake County | 42 | 24.1% | 17.82% | 32.1% | 25.9% | 22.5% | 12.3% | $12,804 |
| Perry County | 43 | 28.65% | 19.41% | 36.1% | 25.4% | 23.2% | 8.5% | $12,676 |
| Fulton County | 44 | 25.22% | 20.47% | 37.6% | 24.3% | 19.5% | 10.6% | $12,629 |
| Washington County | 45 | 25.44% | 18.47% | 33.8% | 22.5% | 25.1% | 10.7% | $12,628 |
| Montgomery County | 46 | 25% | 18.83% | 36% | 26% | 21.8% | 9.6% | $12,484 |
| Gibson County | 47 | 22.64% | 18.18% | 35.2% | 25.5% | 21.6% | 8.5% | $12,441 |
| Ohio County | 48 | 22.69% | 23.13% | 39.3% | 30.8% | 15.6% | 7.3% | $12,353 |
| Steuben County | 49 | 22.53% | 22% | 41.2% | 27.1% | 13.8% | 8.7% | $12,312 |
| Harrison County | 50 | 22.64% | 19.43% | 36.6% | 27.6% | 17.6% | 8.7% | $12,273 |
| Floyd County | 51 | 20% | 17.55% | 34.6% | 24.6% | 23.5% | 9% | $12,253 |
| Spencer County | 52 | 22.56% | 20.55% | 38.5% | 25.8% | 18.8% | 8.2% | $12,240 |
| Posey County | 53 | 20.68% | 20.91% | 40.7% | 24.2% | 19.3% | 7.9% | $12,235 |
| Miami County | 54 | 30.19% | 18.32% | 31.5% | 24.6% | 20.5% | 11.1% | $12,178 |
| Jasper County | 55 | 20.91% | 18.88% | 39.8% | 30.7% | 12.6% | 8.8% | $12,155 |
| Dearborn County | 56 | 21% | 19.2% | 37.9% | 28.6% | 18.5% | 7.9% | $12,138 |
| Morgan County | 57 | 22.44% | 18.29% | 39.1% | 25.6% | 16.7% | 9.3% | $12,041 |
| Decatur County | 58 | 23.11% | 17.73% | 36.3% | 25.3% | 21.7% | 10% | $12,040 |
| Clinton County | 59 | 26% | 16.58% | 33.7% | 26.1% | 22.4% | 11.3% | $11,972 |
| DeKalb County | 60 | 21.39% | 17.3% | 37% | 24.3% | 20.1% | 9.7% | $11,756 |
| Benton County | 61 | 21.8% | 18% | 37.1% | 27.8% | 16.6% | 10.7% | $11,739 |
| Newton County | 62 | 22.68% | 20.69% | 39% | 24.1% | 19.3% | 10% | $11,723 |
| Wells County | 63 | 22.77% | 18.83% | 37.8% | 27.3% | 18.6% | 8.7% | $11,690 |
| St. Joseph County | 64 | 20.4% | 16.85% | 33.3% | 22.1% | 24.8% | 12.1% | $11,565 |
| Clark County | 65 | 21.64% | 16.75% | 34.3% | 26.3% | 21.2% | 9.8% | $11,537 |
| Warrick County | 66 | 16.89% | 18.68% | 39.5% | 26.7% | 17.5% | 7.2% | $11,527 |
| Dubois County | 67 | 17.42% | 18.79% | 39% | 24.8% | 21.2% | 7.6% | $11,450 |
| Warren County | 68 | 21.37% | 21% | 41% | 23% | 19.8% | 8.5% | $11,418 |
| Whitley County | 69 | 20.66% | 19.27% | 40.3% | 27.1% | 16.4% | 8% | $11,402 |
| Marshall County | 70 | 21.46% | 18.91% | 38% | 24.5% | 19.8% | 10.2% | $11,293 |
| Ripley County | 71 | 22.3% | 18.63% | 36.8% | 22.8% | 22.4% | 9.8% | $11,250 |
| Switzerland County | 72 | 26.91% | 19.11% | 34.1% | 23.5% | 23.5% | 11.3% | $11,197 |
| Daviess County | 73 | 19.15% | 15.98% | 27.3% | 20.9% | 33% | 11.1% | $11,152 |
| Porter County | 74 | 17.4% | 18.25% | 41.6% | 27% | 15.4% | 7.9% | $11,062 |
| Marion County | 75 | 16.6% | 13.2% | 28.1% | 21.3% | 25.1% | 15.6% | $11,041 |
| Allen County | 76 | 19.26% | 15.63% | 33.6% | 22.1% | 23.9% | 12.2% | $11,026 |
| Jackson County | 77 | 22% | 16.69% | 36.6% | 24.1% | 22.2% | 10.7% | $10,873 |
| Noble County | 78 | 21.6% | 17.59% | 38.7% | 23.6% | 18.6% | 10.8% | $10,840 |
| Putnam County | 79 | 22.81% | 17.45% | 39.2% | 25.5% | 17.1% | 9.2% | $10,787 |
| Bartholomew County | 80 | 17.37% | 16.85% | 37.8% | 24.9% | 20.3% | 9.9% | $10,754 |
| Kosciusko County | 81 | 18.2% | 18.19% | 40.5% | 24.9% | 17.1% | 9.9% | $10,482 |
| Carroll County | 82 | 20.61% | 20.7% | 44% | 24.2% | 14.2% | 9.7% | $10,419 |
| Hancock County | 83 | 16.7% | 17.11% | 40.7% | 27.3% | 13.4% | 7.7% | $10,283 |
| Elkhart County | 84 | 17.5% | 15.43% | 34.1% | 23.6% | 22.1% | 13.1% | $10,251 |
| Johnson County | 85 | 16.32% | 15.64% | 39.4% | 25.9% | 14.3% | 9.8% | $9,682 |
| Adams County | 86 | 19.53% | 16.37% | 37.3% | 24.5% | 20.6% | 10.6% | $9,501 |
| Monroe County | 87 | 17% | 14.76% | 35.7% | 20.6% | 23.2% | 9.5% | $9,249 |
| Boone County | 88 | 9.31% | 14.95% | 42.6% | 26.9% | 14.2% | 8% | $8,510 |
| Tippecanoe County | 89 | 17.23% | 12.26% | 35.8% | 23.9% | 17% | 13.2% | $8,165 |
| Hendricks County | 90 | 13.52% | 15% | 43.7% | 25.7% | 10.4% | 9% | $8,144 |
| Lagrange County | 91 | 13.27% | 14.51% | 39.9% | 22.7% | 16.3% | 13.2% | $7,408 |
| Hamilton County | 92 | 7.42% | 13.85% | 45.6% | 26.6% | 8.7% | 8% | $7,102 |
